The Tata Group NBFC posted a 17% year-on-year jump in consolidated net profit to Rs 1,257 crore for Q3FY26, compared with Rs 1,076 crore in the same quarter last year. Total revenue from operations increased 12% YoY to Rs 7,975 crore, from Rs 7,104 crore in Q3FY25.
On a sequential basis, profit after tax rose 15% from Rs 1,097 crore in Q2FY26. Net interest income for the quarter came in at Rs 3,315 crore, up 10% quarter-on-quarter from Rs 3,004 crore in the preceding quarter.
The results mark Tata Capital’s second earnings announcement since its stock market debut in October.
Assets under management (AUM), excluding motor finance, climbed 26% year-on-year to Rs 2,34,114 crore as of December 31, 2025, from Rs 1,86,404 crore a year earlier. Including motor finance, AUM increased 7% quarter-on-quarter to Rs 2,60,698 crore from Rs 2,43,896 crore as of September 30, 2025.
Net total income, excluding motor finance, surged 33% YoY to Rs 3,594 crore in Q3FY26 from Rs 2,711 crore in Q3FY25. Including motor finance, net total income rose 7% QoQ to Rs 4,051 crore.
Retail and SME segments remained the key growth drivers, together accounting for 87% of net AUM. The company also maintained a broad national presence, with 1,505 branches across 27 states and union territories, aiding deeper market penetration and customer reach.On the market front, Tata Capital shares ended Monday’s session nearly flat, closing 0.26% higher at Rs 360.25 on the NSE.
From a technical standpoint, Trendlyne data shows the stock’s 14-day Relative Strength Index (RSI) at 64.4. While an RSI below 30 indicates oversold conditions and above 70 signals overbought levels, the current reading suggests the stock is nearing the upper end of the neutral zone.
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