Further, the bank’s net interest income (NII) also witnessed a growth of 5% YoY at Rs 7,565 crore, versus Rs 7,196 crore in Q3FY25. Sequentially, it is up 3% from Rs 7,311 crore in Q2FY26.
Further, the consolidated PAT for Q3FY26 came in at Rs 4,924 crore, marking a 5% year-on-year increase from Rs 4,701 crore in Q3FY25 and a 10% sequential rise from Rs 4,468 crore in Q2FY26.
Net interest margin (NIM) stood at 4.54% in Q3FY26, compared with 4.93% in Q3FY25, and remained flat sequentially from 4.54% in Q2FY26.
The bank’s total customer assets under management (AUM) stood at Rs 7,87,950 crore as of December 31, 2025, reflecting a 15% year-on-year increase from Rs 6,85,134 crore a year earlier, while domestic mutual fund AUM rose 20% YoY to Rs 5,86,610 crore.
On the asset quality front, as of December 31, 2025, the gross non-performing asset (GNPA) ratio stood at 1.30%, down from 1.50% a year earlier, while the net NPA (NNPA) improved to 0.31% from 0.41% over the same period. The provision coverage ratio (PCR) as of December 31, 2025, stood at 76%.