Consolidated net profit for the fourth quarter stood at Rs251 crore from Rs430 core in the same period year ago. For FY2025, the profit after tax fell to Rs578 crore from Rs1,974 crore in the previous year.
The non-banking finance company’s loan book stood at Rs78,341 crore as the end of March, down 1% YoY.
Home loans, which form 40% of the loan book, surged 15% YoY.
On the other hand, gold loans that had 27% share in the loan AUM were down 10% because of the Reserve Bank of India’s action. In March 2024, the central bank had barred IIFL Finance from disbursing and sanctioning gold loans citing material supervisory concerns.
The embargo was lifted in mid-September 2025. IIFL Finance said that gold loan assets doubled in 6 months of embargo lifting. These loans surged 40% compared to the December quarter.