The lender earned an interest income of Rs 7,073.55 crore in the quarter under review, which was down 9% versus Rs 7,816 crore in the year ago period. It was marginally down by 0.4% versus Rs 7,104 crore in Q2FY26.
IDBI Bank expended an interest worth Rs 3,864.11 in Q3FY26, which was up 8% YoY and 1% QoQ.
IDBI Bank’s net interest income (NII), the difference between interest earned and interest paid on deposits, stood at Rs 3,209 crore in Q3FY26, down 24% on a YoY basis.
The total business stood at Rs 5,46,643 crore, witnessing a YoY growth of 12%.
The total deposits stood at Rs 3,07,858 crore, a 9% YoY growth while the net advances stood at Rs 2,38,786 crore, recording a 15% YoY growth. The composition of corporate versus retail in Gross Advances portfolio stood at 29:71 as on December 31, 2025.
Also Read: HDFC Bank Q3 Results: PAT jumps 11% YoY to Rs 18,654 crore, beats estimates
Asset quality
The gross NPA was down to 2.57%, a 100 bps YoY reduction, while net NPA stood at 0.18%. The Provision Coverage Ratio (PCR) stood at 99.33% as on December 31, 2025 as against 99.47% as on December 31, 2024.
Capital Position
Tier-1 Capital improved to 23.53% as on December 31, 2025 as against 19.91% as on December 31, 2024 while CRAR improved to 24.63% as on December 31, 2025 as against 21.98% as on December 31, 2024.
The Risk Weighted Assets (RWA) stood at Rs 2,11,567 crore as on December 31, 2025 as against Rs 1,87,678 crore as on December 31, 2024.
Also Read: Yes Bank Q3 Results: PAT jumps 55% YoY to Rs 952 crore, NII up 11%
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