Everyone over 70 is now covered by free health insurance under Ayushman Bharat.

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Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), the Union Cabinet has approved free health insurance coverage of up to ₹5 lakh per year for all individuals aged 70 and above.Almost 4.5 crore families, or an estimated six crore older individuals across India, will gain from this decision.
With an initial investment of ₹3,437 crore, the recently established provision will be applied in a demand-based manner.
Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), the Union Cabinet has approved free health insurance coverage of up to ₹5 lakh per year for all individuals aged 70 and above. Almost 4.5 crore families, or an estimated six crore older individuals across India, will gain from this decision. With an initial investment of ₹3,437 crore, the recently established provision will be applied in a demand-based manner.

Plot subtleties and qualification models disclosed
Data and Broadcasting Pastor Ashwini Vaishnaw declared that the Wellbeing Service would before long uncover the rollout subtleties for this program.
The new approach stretches out wellbeing cover to senior residents no matter what their pay or financial status.
“All senior residents of the age 70 years or more, independent of their financial status, would be qualified to profit the advantages of Stomach muscle PM-JAY,” Vaishnaw said.

Extra advantages for existing Stomach muscle PM-JAY recipients
The plan, which as of now covers 55 crore people across 12.34 crore families, will currently give an extra layer of security for senior residents.
The individuals who are now important for  families covered under Stomach muscle PM-JAY will get an a additional top-up front of ₹5 lakh solely for senior individuals.
“The senior citizens…belonging to families previously covered under Stomach muscle PM-JAY will get an extra top-up front of ₹5 lakh each year for themselves,” the Association Bureau said in a proclamation.

Choice to switch for those under other medical care plans
For those right now signed up for other medical services plans, for example, the Focal Government Wellbeing Plan (CGHS) or the Workers’ State Protection plot (ESI), they will have the choice to change to Stomach muscle PM-JAY or hold their current inclusion.
“Senior citizens…who are under confidential medical coverage strategies or Representatives’ State Protection plan will be qualified to profit benefits under Stomach muscle PM-JAY,” Vaishnaw explained.

PM Modi’s declaration and plan’s extension
The extension of the recipient base comes after State leader Narendra Modi originally reported the drive in April 2024.
The public authority had before extended the Stomach muscle PM-JAY plot in January 2022 to incorporate 12 crore families, considering India’s populace development.
“The Stomach muscle PM-JAY conspire has seen consistent development of the recipient base,” the authority articulation said.

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