The net interest margin (NIM) stood at 3.46% for Q1 FY26 as compared to 4.25% for Q1 FY25.
The bank’s net worth in the quarter under review stood at Rs 62,961 crores in Q1FY26 as compared to Rs 62,532 crores in Q1FY25.
IndusInd Bank’s revenue from fee and other income for the Q1FY26 stood at Rs 2,157 crore as compared to Q1FY25 at Rs 2,442 crore.
Operating expenses for Q1FY26 stood at Rs 4,229 crores as against Rs 3,897 crores for the corresponding Q1 FY25.
The private lender paid Rs 11,853 crores as interest and operating expenses in Q1FY26 compared to Rs 11,037 crores for the corresponding Q1 FY25.
Balance Sheet
Balance sheet as on June 30, 2025, was reported at Rs 5,39,552 crore as against Rs 5,30,165 crore as on June 30, 2024, marking growth of 2% YoY.Deposits as on June 30, 2025, were reported at Rs 3,97,144 crore as against Rs 3,98,513 crores for June 30, 2024. CASA deposits stood at Rs 1,25,006 crores with Current Account deposits standing at Rs 33,892 crores and Savings Account deposits at Rs 91,113 crores. CASA deposits comprised 31.48% of total deposits as on June 30, 2025.
Advances as of June 30, 2025, were at Rs 3,33,694 crore as against Rs 3,47,898 crore previous year.
Asset Quality
Gross NPA were at 3.64% of gross advances as on June 30, 2025, as against 3.13% as on March 31, 2025. Net NPA were 1.12% of net advances as on June 30, 2025, as compared to 0.95% as on March 31, 2025.
The Provision Coverage Ratio (PCR) was stable at 70% as on June 30, 2025. Provisions and contingencies for the quarter ended June 30, 2025, were at Rs 1,760 crores as compared to Rs 2,522 crores for the quarter ended on March 31, 2025.
Total loan related provisions as on June 30, 2025, were at ₹10,472 crores (3.14% of loan book).