India’s largest private lender earned an interest income of Rs 77,470 crore, which was up 6% from Rs 73,033 crore reported in the corresponding quarter of the last financial year.
HDFC Bank’s net interest income (NII) for the quarter ended June 30, 2025 grew by 5.4% to Rs 31,440 crore from Rs 29,840 crore for the quarter ended June 30, 2024. Core net interest margin was reported at 3.35% on total assets, reflecting assets repricing faster than deposits, as against 3.46% for the prior quarter ended March 31, 2025.
HDFC Bank Bonus Share Announced
The lender announced issuance of first-ever bonus shares in the proportion of 1:1 which means one equity share for every 1 fully paid-up equity share each held by the members of the bank as on the record date of August 27.
HDFC Bank Declares Special Dividend
HDFC Bank also announced a special interim dividend of Rs 5 per equity share for FY 2025-26. The record date for the Special Interim Dividend has been set on July 25, 2025. The Special Interim Divided shall be paid to the eligible members on Monday, August 11, 2025.
HDFC Bank paid interest worth Rs 46,032.23 crore in the quarter under review versus Rs 43,196 crore in the year ago period which was an uptick of 6.6%.Bank’s operating expenses for the quarter under review was reported at Rs 17,430 crore as against Rs 16,620 crore during the corresponding quarter of the previous year. The cost-to-income ratio for the quarter, excluding the transaction gains mentioned above was at 39.6%.