IRDAI holds talks on Public Insurance Registry design – News Air Insight

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Mumbai: The Insurance Regulatory and Development Authority of India (IRDAI) Tuesday held discussions with industry executives on the proposed Public Insurance Registry (PIR) and the Bima Sugam platform, as it steps up efforts to build a digital public infrastructure for the insurance sector.

IRDAI said that the meeting brought together senior leadership from insurance companies and other invited stakeholders from the insurance ecosystem to deliberate on the vision, design, and implementation roadmap of Public Insurance Registry, the digital public insurance infrastructure, aimed at enhancing transparency, consumer protection, and market efficiency in the sector.

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“The proposed Public Insurance Registry represents an important step towards modernising the information architecture of the insurance sector,” said Ajay Seth, chairman, IRDAI. “By enabling standardised, consent-based access to structured insurance data, the initiative seeks to enhance transparency, strengthen consumer confidence, and support more effective regulatory oversight. This reform is intended to build a more accountable, efficient and data-driven insurance ecosystem that can support sustainable growth in insurance inclusion, as envisaged in ‘Sabka Bima Sabki Raksha’ vision.”

The platform will consolidate structured insurance data across stakeholders, reduce information asymmetry, improve fraud detection, and enable data-driven regulatory oversight.


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It will be like a digital infrastructure covering the entire insurance lifecycle from policy issuance to claims, grievance redressal and dispute resolution. It is expected to consolidate structured data across stakeholders, reduce information asymmetry and strengthen grievance and regulatory oversight.



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