A software developer based in Gurugram has shared a detailed audit of her monthly expenses, totalling nearly ₹90,000. In a video titled “How much I spend living in Gurugram,” she walks her followers through her bills, including ₹16,000 for rent and electricity and ₹3,000 for groceries. The largest portion of her paycheck, however, is reserved for financial obligations and investments, totalling ₹60,000.

The video begins with the software engineer and digital creator, Nikkita Yadav, in front of the camera, with a text overlay that reads: “How much I spend as a software developer living in Gurugram.” What follows is a line-by-line audit of her expenses in India’s Millennium City.
Also Read: Employee earning ₹1.4 lakh surprised by Delhi’s cost of living: ‘I save 70-75k’
As the video unfolds, Yadav itemises her living costs, including ₹16,000 for rent and electricity, ₹3,000 for groceries, and ₹1,500 for transport. She also allocates ₹5,000 for skincare and shopping, and ₹4,000 for entertainment, including movies and dining out.
However, the most striking part of her financial breakdown is her commitment to future security. Her largest monthly expense is ₹60,000, dedicated to EMIs and SIPs. This significant investment brings her total monthly expenditure to ₹89,500, offering a look at the lifestyle of a modern tech professional.
How did social media react?
An individual asked, “Travel expenses itna kam kese?? (How are your travel expenses so low??) I mean, practically only Uber and Ola are the options, then how??” Yadav responded, “I have office cab so I mostly travel with that for my office and I have to go only 10 day office in a month so bahar outing me hi lagata hai bus.”
Another added, “This is a huge amount.” A third posted, “Konsi company he aur working experience kitne years ka he (Which company? What is your work experience?).” Yadav replied, “2.9 years.” A fourth wrote, “Good to see you progress, may I know your CTC and experience?” Yadav expressed that though she cannot publicly disclose her exact salary, it is over ₹15 LPA.
At the time of writing this report, Yadav had over 1,500 followers on Instagram with more than 450 posts.
(Disclaimer: This report is based on user-generated content from social media. HT.com has not independently verified the claims and does not endorse them.)